The Northern Assurance Company was established 1836. Its head offices are in London and Aberdeen. The head office for the colonies is at Melbourne, and is managed by a board of directors, with Mr. A. A. Tavener as secretary. New Zealand is represented by agents under power of attorney, and Mr. A. Fletcher Rattray is inspector. The Dunedin office is in Manse Street. The net income from all sources for the year 1902 was £1,447,400; from fire, £960,300; life, £267,100; and interest, £220,000; and the accumulated funds amounted to £6,227,900. Over ten millions have been paid by the company for claims under fire polices.

The Yorkshire Fire And Life Insurance Company was established in 1824. The head office is in York, England, and there are branches throughout Australia. Messrs Kirkealdy and Company, Provident Buildings, Triangle, Dunedin, are the New Zealand agents. For the year ending December, 1902, the net premium income in the fire department amounted to £190,502, as against £112,677 for the previous year. At the end of 1903 the fire insurance fund stood at £305,000, as against £240,000 at the beginning of the year. In the life department for the same period the gross new sums assured amounted to £374,937, of which £74,380 was reinsured with other companies, leaving the net new sums assured at £300,558, as against £215,533 in the previous year; and the total net premium of the department was increased to £89,685. In the accident department the premium income was £17,418, as against £9495 of the previous year. The total funds of the company exceed £1,500,000.